
/*
Theme Name: CRECE Soluciones Financieras
Theme URI: https://crececorp.com/
Author: Servicios Integrados BLB / Sibaruc
Description: Tema corporativo para CRECE Soluciones Financieras, basado en el diseño suministrado.
Version: 6.0.0
Text Domain: crece-financiero
*/
:root{--navy:#082f68;--blue:#0c53b8;--blue2:#0a3f88;--ink:#0a2755;--light:#f5f8fc;--line:#d9e2ef;--white:#fff;--muted:#5b6b7f;--radius:12px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{text-decoration:none;color:inherit}img{max-width:100%;height:auto}.container{width:min(1320px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:99;background:#fff;border-bottom:1px solid #e7edf5;box-shadow:0 3px 16px rgba(8,47,104,.05)}.header-inner{display:flex;align-items:center;gap:32px;min-height:104px}.brand img{width:260px;display:block}.main-nav{margin-left:auto}.main-nav ul{display:flex;align-items:center;gap:36px;list-style:none;padding:0;margin:0}.main-nav a{font-size:14px;font-weight:700;color:#0a234b}.main-nav a:hover,.main-nav .current-menu-item>a{color:var(--blue)}.header-cta{display:flex;align-items:center;gap:22px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 24px;border-radius:5px;font-weight:700;font-size:14px;border:1px solid transparent;transition:.2s}.btn-primary{background:linear-gradient(90deg,var(--navy),var(--blue2));color:#fff}.btn-outline{border-color:var(--blue);color:var(--blue);background:#fff}.phone{font-weight:700;color:#0a234b}.mobile-toggle{display:none;background:none;border:0;font-size:28px;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(90deg,#fff 0%,#fff 36%,rgba(255,255,255,.48) 52%,rgba(255,255,255,.05) 100%)}.hero-grid{display:grid;grid-template-columns:42% 58%;min-height:414px;align-items:stretch}.hero-copy{padding:48px 0 42px;position:relative;z-index:2}.hero h1{font-size:48px;line-height:1.12;margin:0 0 22px;max-width:620px;letter-spacing:-1.2px}.hero h1 span{color:var(--blue)}.accent-line{width:62px;height:3px;background:var(--blue);margin:20px 0}.hero-copy p{font-size:18px;max-width:500px;color:#243f68}.hero-actions{display:flex;gap:20px;flex-wrap:wrap;margin-top:22px}.hero-visual{position:relative;background:url(assets/images/hero-finanzas.jpg) center/cover no-repeat;min-height:414px}.hero-visual:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,#fff 0,rgba(255,255,255,.12) 25%,rgba(8,47,104,.03) 100%)}.service-panel{position:absolute;right:18px;top:22px;width:392px;background:rgba(11,46,101,.56);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);color:#fff;padding:18px 16px;border-radius:19px;box-shadow:0 18px 40px rgba(0,0,0,.16)}.service-item{display:grid;grid-template-columns:80px 1fr;gap:14px;align-items:center;padding:12px 8px}.service-item+.service-item{border-top:1px solid rgba(255,255,255,.32)}.service-icon{width:72px;height:72px;display:grid;place-items:center}.service-icon svg{width:72px;height:72px;display:block}.service-item strong{display:block;font-size:18px;line-height:1.15;margin-bottom:6px;font-weight:700}.service-item span{display:block;font-size:16px;line-height:1.45;color:#fff}.stats-strip{margin-top:18px}.stats-card{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border:1px solid #e5ebf4;border-radius:9px;box-shadow:0 10px 28px rgba(7,39,84,.07);padding:21px 18px}.stat{display:grid;grid-template-columns:52px 1fr;gap:12px;align-items:center;padding:0 22px}.stat+.stat{border-left:1px solid var(--line)}.stat-icon{font-size:38px;color:var(--blue)}.stat strong{display:block;font-size:18px}.stat span{font-size:14px;color:#324c72}
.section{padding:60px 0}.section-title{text-align:center;font-size:28px;margin:0 0 12px}.section-sub{text-align:center;color:var(--muted);max-width:760px;margin:0 auto 34px}.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;position:relative}.steps:before{content:"";position:absolute;left:8%;right:8%;top:18px;height:2px;background:#9bb3d3}.step{text-align:center;position:relative}.step-no{width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;margin:0 auto 16px;font-weight:700;position:relative;z-index:2}.step-icon{font-size:38px;color:var(--blue);margin-bottom:10px}.step p{font-size:14px;margin:0}.legal{background:linear-gradient(90deg,#072d63,#0a438d);color:#fff;padding:18px 28px;border-radius:10px;display:grid;grid-template-columns:50px 1fr;gap:18px;align-items:center;font-size:14px;margin-bottom:40px}.legal-icon{font-size:42px}.floating-actions{position:fixed;right:0;bottom:44px;z-index:88;display:flex;flex-direction:column;border-radius:16px 0 0 16px;overflow:hidden;box-shadow:0 10px 25px rgba(0,0,0,.22)}.floating-actions a{background:#07346f;color:#fff;padding:15px 18px;display:flex;align-items:center;gap:9px;font-weight:700;font-size:12px;border-bottom:1px solid rgba(255,255,255,.25)}.floating-actions a:last-child,.floating-actions a.contact-mail{background:#07346f;color:#fff;border:none}.page-hero{background:#eef4fb;padding:58px 0}.page-hero-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:42px}.page-hero h1{font-size:44px;line-height:1.12;margin:0 0 18px}.page-hero img{border-radius:12px;box-shadow:0 18px 42px rgba(7,39,84,.15)}.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{background:#fff;border:1px solid #e1e8f2;border-radius:10px;padding:28px;box-shadow:0 8px 24px rgba(7,39,84,.05)}.card .big-icon{font-size:46px;color:var(--blue)}.card h3{margin:12px 0 10px}.checklist{padding:0;list-style:none}.checklist li{margin:9px 0;padding-left:22px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:700}.sector-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.resource-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.resource-card{border:1px solid #e3e9f2;border-radius:9px;overflow:hidden;background:#fff}.resource-card img{width:100%;height:150px;object-fit:cover}.resource-card .content{padding:18px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}.contact-list{display:grid;gap:20px;margin-top:28px}.contact-item{display:grid;grid-template-columns:42px 1fr;gap:14px}.contact-form{background:#fff;border:1px solid #e2e8f1;border-radius:10px;padding:28px;box-shadow:0 14px 38px rgba(7,39,84,.09)}.contact-form input,.contact-form textarea{width:100%;padding:14px;border:1px solid #d8e0eb;border-radius:5px;margin:0 0 14px;font:inherit}.contact-form textarea{min-height:140px;resize:vertical}.site-footer{background:#061f46;color:#dce7f7;padding:28px 0}.footer-inner{display:flex;justify-content:space-between;gap:20px;align-items:center}.notice{padding:12px 16px;border-radius:6px;margin-bottom:14px}.notice-success{background:#e8f7ee;color:#1d6a3b}.notice-error{background:#fdecec;color:#8b1f1f}
@media(max-width:1050px){.header-inner{min-height:82px}.brand img{width:205px}.mobile-toggle{display:block;margin-left:auto}.main-nav,.header-cta{display:none}.main-nav.open{display:block;position:absolute;top:82px;left:0;right:0;background:#fff;padding:18px;border-top:1px solid #e7edf5}.main-nav.open ul{flex-direction:column;align-items:flex-start;gap:16px}.hero-grid{grid-template-columns:1fr}.hero-copy{padding-bottom:30px}.hero-visual{min-height:360px}.stats-card{grid-template-columns:repeat(2,1fr)}.stat:nth-child(3){border-left:0}.stat:nth-child(n+3){border-top:1px solid var(--line);padding-top:18px;margin-top:18px}.steps{grid-template-columns:repeat(3,1fr)}.steps:before{display:none}.cards-3,.sector-grid{grid-template-columns:repeat(2,1fr)}.resource-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:700px){.hero h1,.page-hero h1{font-size:36px}.service-panel{position:relative;top:auto;right:auto;margin:20px;width:auto}.hero-visual{padding:200px 18px 20px}.stats-card,.cards-3,.sector-grid,.resource-grid,.contact-grid,.page-hero-grid{grid-template-columns:1fr}.stat,.stat+.stat{border-left:0;border-top:1px solid var(--line);padding:16px 8px}.stat:first-child{border-top:0}.steps{grid-template-columns:repeat(2,1fr);gap:26px}.floating-actions{display:none}.footer-inner{flex-direction:column;align-items:flex-start}}

@media (max-width: 1180px){.hero-grid{grid-template-columns:48% 52%}.service-panel{right:10px;top:22px;width:352px}.service-item{grid-template-columns:68px 1fr;gap:12px;padding:10px 6px}.service-icon,.service-icon svg{width:60px;height:60px}.service-item strong{font-size:16px}.service-item span{font-size:14px}}
@media (max-width: 980px){.hero-grid{grid-template-columns:1fr}.hero-visual{min-height:560px}.service-panel{right:14px;left:14px;top:auto;bottom:18px;width:auto}.floating-actions a:last-child,.floating-actions a.contact-mail{background:#07346f;color:#fff}}
@media (max-width: 640px){.hero h1{font-size:40px}.hero-copy p{font-size:17px}.service-item{grid-template-columns:56px 1fr}.service-icon,.service-icon svg{width:52px;height:52px}.service-item strong{font-size:15px}.service-item span{font-size:13px}}

/* v1.0.4: banners internos solo imagen; contacto sin banner */
.page-hero-image-only{background:#eef4fb;padding:28px 0}.page-hero-image-only .container{display:block}.page-hero-image-only img{display:block;width:100%;max-height:420px;object-fit:cover;border-radius:12px;box-shadow:0 18px 42px rgba(7,39,84,.15)}
@media (max-width:760px){.page-hero-image-only{padding:18px 0}.page-hero-image-only img{max-height:280px;border-radius:9px}}

/* v1.0.10: textos editables sobre banners internos */
.page-hero-banner{position:relative;overflow:hidden;border-radius:12px;box-shadow:0 18px 42px rgba(7,39,84,.15);background:#fff}.page-hero-banner img{display:block;width:100%;height:420px;object-fit:cover;object-position:center}.page-hero-copy{position:absolute;left:0;top:0;bottom:0;width:48%;display:flex;flex-direction:column;justify-content:center;padding:48px 56px;background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.94) 70%,rgba(255,255,255,0) 100%);z-index:2}.page-hero-copy h1{margin:0 0 18px;font-size:42px;line-height:1.12;color:var(--ink);max-width:560px}.page-hero-copy p{margin:0;max-width:540px;font-size:18px;line-height:1.55;color:#324c72}.page-hero-image-only img{border-radius:0;box-shadow:none;max-height:none}
@media(max-width:900px){.page-hero-banner img{height:360px}.page-hero-copy{width:58%;padding:36px}.page-hero-copy h1{font-size:34px}.page-hero-copy p{font-size:16px}}
@media(max-width:700px){.page-hero-banner{display:grid}.page-hero-banner img{height:260px;object-position:center}.page-hero-copy{position:relative;width:100%;padding:28px;background:#fff}.page-hero-copy h1{font-size:30px}.page-hero-copy p{font-size:15px}}

/* v1.2.0 banner refinements */
.page-hero--soluciones .page-hero-banner img{object-position:center center;}
.page-hero--sectores .page-hero-copy{width:34%;padding:42px 42px 42px 46px;background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.95) 76%,rgba(255,255,255,0) 100%);}
.page-hero--sectores .page-hero-banner img{object-position:center center;}
@media(max-width:900px){.page-hero--sectores .page-hero-copy{width:42%;padding:34px}}

/* v1.2.1 sectores doctor visibility */
.page-hero--sectores .page-hero-copy{width:28%;padding:42px 34px 42px 34px;background:linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.92) 62%,rgba(255,255,255,0) 100%);}
.page-hero--sectores .page-hero-banner img{object-position:center center;transform:translateX(42px);}
@media(max-width:1100px){.page-hero--sectores .page-hero-copy{width:31%;padding:38px 30px}.page-hero--sectores .page-hero-banner img{transform:translateX(28px);}}
@media(max-width:900px){.page-hero--sectores .page-hero-copy{width:38%;padding:32px 28px}.page-hero--sectores .page-hero-banner img{transform:translateX(18px);}}
@media(max-width:700px){.page-hero--sectores .page-hero-banner img{transform:none}.page-hero--sectores .page-hero-copy{width:100%;padding:28px;background:#fff;}}

/* v1.2.2 sectores doctor more visible */
.page-hero--sectores .page-hero-copy{width:24%;padding:40px 28px 40px 28px;background:linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.91) 56%,rgba(255,255,255,0) 100%);}
.page-hero--sectores .page-hero-banner img{object-position:center center;transform:translateX(120px);}
@media(max-width:1200px){.page-hero--sectores .page-hero-banner img{transform:translateX(96px)}.page-hero--sectores .page-hero-copy{width:26%}}
@media(max-width:1024px){.page-hero--sectores .page-hero-banner img{transform:translateX(72px)}.page-hero--sectores .page-hero-copy{width:30%;padding:36px 24px}}
@media(max-width:900px){.page-hero--sectores .page-hero-banner img{transform:translateX(40px)}.page-hero--sectores .page-hero-copy{width:36%;padding:32px 24px}}
@media(max-width:700px){.page-hero--sectores .page-hero-banner img{transform:none}.page-hero--sectores .page-hero-copy{width:100%;padding:28px;background:#fff;}}

/* v1.3.0 soluciones actualizadas */
.cards-4{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.solution-card{display:flex;flex-direction:column}.solution-card h3{font-size:20px;color:var(--navy);margin:12px 0 12px}.solution-card h4{font-size:15px;margin:16px 0 4px;color:var(--ink)}.solution-card p{margin:0;color:#324c72}.solution-card .checklist{margin:6px 0 0}.solution-card .checklist li{margin:7px 0}.solution-card .big-icon{line-height:1}@media(max-width:850px){.cards-4{grid-template-columns:1fr}}

/* v1.6 sectores actualizados */
.sector-card h3{font-size:19px;line-height:1.3;margin-bottom:10px}.sector-card p{margin:0;color:#324c72;line-height:1.55}


/* v1.7 Recursos: Blog y preguntas frecuentes en pestañas */
.resources-section{padding-top:42px}.resource-tabs{display:flex;gap:8px;border-bottom:1px solid var(--line);margin-bottom:30px}.resource-tab{appearance:none;border:0;background:transparent;color:#456080;padding:14px 24px;font:inherit;font-weight:700;cursor:pointer;border-bottom:3px solid transparent;margin-bottom:-1px}.resource-tab:hover{color:var(--blue)}.resource-tab.is-active{color:var(--navy);border-bottom-color:var(--blue)}.resource-panel{animation:creceFade .25s ease}.resource-panel[hidden]{display:none}.blog-intro{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:24px}.blog-intro h2{margin:0 0 5px;font-size:26px}.blog-intro p{margin:0;color:var(--muted)}.resource-grid-blog{grid-template-columns:repeat(3,minmax(0,1fr))}.blog-card{box-shadow:0 8px 24px rgba(7,39,84,.05)}.blog-card .content{display:flex;flex-direction:column;height:100%;padding:26px}.blog-card small{color:var(--blue);font-weight:700}.blog-card h3{font-size:20px;line-height:1.35;margin:10px 0}.blog-card p{color:#405979;margin:0 0 18px}.blog-card a{color:var(--blue);font-weight:700;margin-top:auto}.faq-list{display:grid;gap:12px;max-width:1000px;margin:0 auto}.faq-item{background:#fff;border:1px solid #e1e8f2;border-radius:9px;overflow:hidden;box-shadow:0 5px 18px rgba(7,39,84,.04)}.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;text-align:left;border:0;background:#fff;color:var(--ink);padding:20px 22px;font:inherit;font-weight:700;cursor:pointer}.faq-question:hover{background:#f7faff}.faq-symbol{font-size:25px;line-height:1;color:var(--blue);transition:transform .2s}.faq-item.is-open .faq-symbol{transform:rotate(45deg)}.faq-answer{padding:0 22px 20px;color:#405979}.faq-answer p{margin:0}.faq-answer[hidden]{display:none}@keyframes creceFade{from{opacity:.25;transform:translateY(4px)}to{opacity:1;transform:none}}@media(max-width:850px){.resource-grid-blog{grid-template-columns:1fr}.blog-intro{align-items:flex-start;flex-direction:column}.resource-tabs{overflow:auto}.resource-tab{white-space:nowrap;padding:13px 18px}}

/* v2.9.0 contacto con imagen y redes */
.page-hero--contactenos .page-hero-banner img{object-position:center center;}
.contact-item a{color:var(--ink)}
.contact-item a:hover{color:var(--blue)}
.contact-socials{margin-top:28px;padding-top:24px;border-top:1px solid #e3e9f2}
.contact-socials h3{margin:0 0 14px;font-size:20px;color:var(--navy)}
.social-links{display:flex;flex-wrap:wrap;gap:12px}
.social-links a{display:inline-flex;align-items:center;justify-content:center;padding:10px 14px;border-radius:999px;background:#f2f7fd;border:1px solid #d9e4f2;color:var(--navy);font-weight:700}
.social-links a:hover{background:#e7f0fb;color:var(--blue)}

/* v2.9.0 recursos calculadora */
.resource-tabs{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
.resource-tab{border:1px solid #d6dfec;background:#fff;color:var(--navy);padding:12px 18px;border-radius:999px;font-weight:700;cursor:pointer}
.resource-tab.is-active{background:var(--blue);border-color:var(--blue);color:#fff}
.resource-panel{animation:fadeIn .2s ease}
@keyframes fadeIn{from{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}
.calc-shell{display:grid;gap:24px}
.calc-intro h2{margin:0 0 8px;color:var(--navy)}
.calc-intro p{margin:0;color:#46607f}
.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px}
.calc-card{background:#fff;border:1px solid #dfe6f0;border-radius:18px;padding:24px;box-shadow:0 10px 28px rgba(15,33,60,.05)}
.calc-card h3{margin:0 0 18px;color:var(--navy);font-size:24px}
.calc-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.calc-form-grid label{display:grid;gap:8px;font-weight:700;color:var(--navy)}
.calc-form-grid span{font-size:14px}
.calc-form-grid input,.calc-form-grid select{height:48px;padding:0 14px;border-radius:10px;border:1px solid #cfdae8;background:#fff;font:inherit;color:var(--ink)}
.calc-note{margin:18px 0 0;font-size:14px;color:#5b6e86}
.calc-result-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.calc-metric{padding:14px 16px;border-radius:14px;background:#f7fafd;border:1px solid #e0e8f3}
.calc-metric span{display:block;font-size:13px;color:#5a6f8b;margin-bottom:6px}
.calc-metric strong{display:block;color:var(--navy);font-size:24px;line-height:1.1}
.calc-metric--accent{background:#eef5ff;border-color:#bfd4f6}
.table-wrap{overflow:auto}
.calc-table{width:100%;border-collapse:collapse}
.calc-table th,.calc-table td{padding:12px 10px;border-bottom:1px solid #e5ebf3;text-align:left;white-space:nowrap}
.calc-table th{color:var(--navy);font-size:14px;background:#f7fafd}
.calc-table td{font-size:14px;color:#3e5470}
@media(max-width:980px){.calc-grid{grid-template-columns:1fr}.calc-form-grid,.calc-result-grid{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.calc-form-grid,.calc-result-grid{grid-template-columns:1fr}.resource-tabs{gap:10px}.resource-tab{width:100%;text-align:center}}

/* v2.1.0 reintegro solo para Factoring */
#calcReintegroMetric[hidden]{display:none}

/* v2.9.0 proceso animado */
.steps-animated .step{opacity:.35;filter:grayscale(.12);transition:opacity .35s ease, transform .35s ease, filter .35s ease}
.steps-animated .step .step-no{background:#b9c8dc;transition:background .35s ease, box-shadow .35s ease, transform .35s ease}
.steps-animated .step .step-icon,.steps-animated .step p{transition:color .35s ease, opacity .35s ease}
.steps-animated .step .step-icon{opacity:.75}
.steps-animated .step p{opacity:.8}
.steps-animated .step.is-active{opacity:1;transform:translateY(-8px);filter:none}
.steps-animated .step.is-active .step-no{background:var(--navy);box-shadow:0 0 0 7px rgba(19,71,150,.12),0 10px 24px rgba(8,45,99,.18);transform:scale(1.08)}
.steps-animated .step.is-active .step-icon{color:var(--navy);opacity:1}
.steps-animated .step.is-active p{color:var(--navy);opacity:1;font-weight:700}
.steps-animated .step.is-complete{opacity:.7}
.steps-animated .step.is-complete .step-no{background:var(--blue)}
.steps-animated .step.is-complete .step-icon,.steps-animated .step.is-complete p{opacity:.95}

/* v2.9.0 animacion reforzada */
.steps-animated .step{opacity:.2!important;transform:scale(.96);transition:all .45s ease!important}
.steps-animated .step .step-no{background:#b7c4d6!important;color:#fff!important}
.steps-animated .step .step-icon,.steps-animated .step p{color:#8da0ba!important}
.steps-animated .step.is-complete{opacity:.55!important}
.steps-animated .step.is-complete .step-no{background:#6c8fbe!important}
.steps-animated .step.is-active{opacity:1!important;transform:translateY(-10px) scale(1.05)!important}
.steps-animated .step.is-active .step-no{background:#07346f!important;box-shadow:0 0 0 8px rgba(7,52,111,.12),0 10px 24px rgba(7,52,111,.22)!important}
.steps-animated .step.is-active .step-icon,.steps-animated .step.is-active p{color:#07346f!important}
.steps-animated .step.is-active p{font-weight:700!important}

/* v2.9.0 animación corregida: un solo paso activo */
.steps-animated .step,
.steps-animated .step.is-complete{opacity:.22;filter:grayscale(.25);transform:none}
.steps-animated .step .step-no,
.steps-animated .step.is-complete .step-no{background:#c9d4e3;box-shadow:none;transform:none}
.steps-animated .step .step-icon,
.steps-animated .step.is-complete .step-icon{color:#8fa7c5;opacity:.7}
.steps-animated .step p,
.steps-animated .step.is-complete p{color:#8395ad;opacity:.72;font-weight:400}
.steps-animated .step.is-active{opacity:1;filter:none;transform:none}
.steps-animated .step.is-active .step-no{background:var(--navy);box-shadow:0 0 0 6px rgba(19,71,150,.12);transform:scale(1.08)}
.steps-animated .step.is-active .step-icon{color:var(--blue);opacity:1;transform:scale(1.08)}
.steps-animated .step.is-active p{color:var(--navy);opacity:1;font-weight:700}
.steps-animated .step-icon{transition:color .25s ease,opacity .25s ease,transform .25s ease}

/* v2.9.0 pasos no enfocados más visibles */
.steps-animated .step,
.steps-animated .step.is-complete{opacity:.48 !important;filter:grayscale(.12) !important;transform:none !important;}
.steps-animated .step .step-no,
.steps-animated .step.is-complete .step-no{background:#b7c7dc !important;color:#fff !important;}
.steps-animated .step .step-icon,
.steps-animated .step.is-complete .step-icon{color:#6f92bf !important;opacity:.9 !important;}
.steps-animated .step p,
.steps-animated .step.is-complete p{color:#6b7f9d !important;opacity:.92 !important;font-weight:500 !important;}
.steps-animated .step.is-active{opacity:1 !important;filter:none !important;}

/* v2.9.0 secuencia estable sin interacción */
.steps-animated{pointer-events:none;-webkit-user-select:none;user-select:none;}
.steps-animated .step{opacity:.62 !important;filter:none !important;transform:none !important;}
.steps-animated .step .step-no{background:#c5d2e3 !important;color:#fff !important;box-shadow:none !important;transform:none !important;}
.steps-animated .step .step-icon{color:#7c99bf !important;opacity:1 !important;transform:none !important;}
.steps-animated .step p{color:#7488a7 !important;opacity:1 !important;font-weight:500 !important;}
.steps-animated .step.is-complete{opacity:.62 !important;}
.steps-animated .step.is-complete .step-no{background:#c5d2e3 !important;}
.steps-animated .step.is-active{opacity:1 !important;transform:none !important;filter:none !important;}
.steps-animated .step.is-active .step-no{background:var(--navy) !important;box-shadow:0 0 0 7px rgba(19,71,150,.12) !important;transform:scale(1.06) !important;}
.steps-animated .step.is-active .step-icon{color:var(--blue) !important;opacity:1 !important;transform:scale(1.05) !important;}
.steps-animated .step.is-active p{color:var(--navy) !important;opacity:1 !important;font-weight:700 !important;}


/* v2.9.0 modal de soluciones en Inicio */
.service-item-button{width:100%;border:0;background:transparent;color:inherit;text-align:left;font:inherit;cursor:pointer}
.service-item-button:hover,.service-item-button:focus-visible{background:rgba(255,255,255,.08);outline:none;border-radius:12px}
.service-item-button:focus-visible{box-shadow:0 0 0 3px rgba(255,255,255,.4)}
.service-modal[hidden]{display:none}
.service-modal{position:fixed;inset:0;z-index:9999;display:grid;place-items:center;padding:24px;opacity:0;transition:opacity .18s ease}
.service-modal.is-open{opacity:1}
.service-modal-backdrop{position:absolute;inset:0;background:rgba(3,20,45,.72);backdrop-filter:blur(4px)}
.service-modal-dialog{position:relative;width:min(720px,100%);max-height:min(88vh,780px);overflow:auto;background:#fff;border-radius:20px;padding:34px 38px 36px;box-shadow:0 28px 80px rgba(0,0,0,.32);transform:translateY(18px) scale(.98);transition:transform .18s ease;color:var(--ink)}
.service-modal.is-open .service-modal-dialog{transform:none}
.service-modal-close{position:absolute;right:16px;top:12px;width:42px;height:42px;border:0;border-radius:50%;background:#eef4fb;color:var(--navy);font-size:30px;line-height:1;cursor:pointer}
.service-modal-close:hover{background:#dfeaf7}
.service-modal-icon{width:82px;height:82px;margin-bottom:12px}
.service-modal-icon svg{width:82px;height:82px;display:block}
.service-modal-dialog h2{margin:0 56px 10px 0;font-size:30px;color:var(--navy)}
.service-modal-description{font-size:18px;line-height:1.6;color:#344e70;margin:0 0 22px}
.service-modal-dialog h3{font-size:17px;margin:0 0 10px;color:var(--navy)}
.service-modal-list{list-style:none;padding:0;margin:0 0 28px;display:grid;gap:10px}
.service-modal-list li{position:relative;padding-left:26px;color:#304b6f}
.service-modal-list li:before{content:'✓';position:absolute;left:0;color:var(--blue);font-weight:800}
.service-modal-actions{display:flex;gap:14px;flex-wrap:wrap}
.service-modal-open{overflow:hidden}
@media(max-width:640px){.service-modal{padding:12px}.service-modal-dialog{padding:28px 22px}.service-modal-dialog h2{font-size:25px}.service-modal-description{font-size:16px}.service-modal-actions .btn{width:100%}}

/* v3.0.0 panel y modal de soluciones corregidos */
.service-panel{background:rgba(11,46,101,.56)!important;backdrop-filter:blur(4px)!important;-webkit-backdrop-filter:blur(4px)!important;color:#fff!important;border:0!important;overflow:hidden!important}
.service-panel .service-item-button{-webkit-appearance:none!important;appearance:none!important;display:grid!important;grid-template-columns:80px 1fr!important;gap:14px!important;align-items:center!important;width:100%!important;margin:0!important;padding:12px 8px!important;border:0!important;border-radius:0!important;background:transparent!important;background-color:transparent!important;color:#fff!important;text-align:left!important;font:inherit!important;box-shadow:none!important;cursor:pointer!important}
.service-panel .service-item-button+.service-item-button{border-top:1px solid rgba(255,255,255,.32)!important}
.service-panel .service-item-button strong,.service-panel .service-item-button span{color:#fff!important;text-shadow:none!important}
.service-panel .service-item-button:hover,.service-panel .service-item-button:focus,.service-panel .service-item-button:focus-visible{background:rgba(255,255,255,.09)!important;outline:none!important;box-shadow:none!important}
.service-modal{font-family:Arial,Helvetica,sans-serif!important}
.service-modal-dialog{background:#fff!important;color:var(--ink)!important;border:0!important}
@media(max-width:1180px){.service-panel .service-item-button{grid-template-columns:68px 1fr!important;gap:12px!important;padding:10px 6px!important}}
@media(max-width:640px){.service-panel .service-item-button{grid-template-columns:56px 1fr!important}}

/* v31 iconos svg inicio */
.stat-icon-svg,.step-icon-svg{display:flex;align-items:center;justify-content:center;line-height:1}
.stat-icon-svg svg{width:46px;height:46px;display:block}
.step-icon-svg svg{width:52px;height:52px;display:block}

/* v32 iconos pasos más pequeños */
.steps .step-icon{display:flex;align-items:center;justify-content:center;height:72px;margin-bottom:12px;font-size:0 !important;line-height:1 !important;}
.steps .step-icon.step-icon-svg svg,.steps .step-icon svg{width:34px !important;height:34px !important;max-width:34px !important;max-height:34px !important;display:block;flex:0 0 34px;}
.steps .step.is-active .step-icon.step-icon-svg svg,.steps .step.is-active .step-icon svg{width:40px !important;height:40px !important;max-width:40px !important;max-height:40px !important;}

/* v33 iconos pasos mismo tamaño que superiores */
.steps .step-icon{height:64px !important;margin-bottom:14px !important;}
.steps .step-icon.step-icon-svg svg,.steps .step-icon svg{width:46px !important;height:46px !important;max-width:46px !important;max-height:46px !important;flex:0 0 46px !important;}
.steps .step.is-active .step-icon.step-icon-svg svg,.steps .step.is-active .step-icon svg{width:46px !important;height:46px !important;max-width:46px !important;max-height:46px !important;}

/* v34 nosotros diseño específico */
.about-nosotros-section{padding-top:34px}
.about-top-wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:stretch;margin-bottom:0;background:#fff;padding:6px 0 18px}
.about-who{padding:18px 6px 18px 0}
.about-who h3{margin:0 0 18px;font-size:34px;color:var(--navy)}
.about-who p{margin:0;max-width:560px;color:#31496e;font-size:18px;line-height:1.72}
.about-points-box{background:#f4f8fd;border:1px solid #e2ebf5;border-radius:12px;padding:34px 38px;display:flex;align-items:center}
.about-points-list{list-style:none;padding:0;margin:0;display:grid;gap:18px;width:100%}
.about-points-list li{display:grid;grid-template-columns:34px 1fr;gap:16px;align-items:center;font-size:18px;font-weight:600;color:var(--navy)}
.about-point-icon,.about-mv-icon,.about-legal-icon{display:inline-flex;align-items:center;justify-content:center;color:#2b62b4;line-height:1}
.about-point-icon svg{width:24px;height:24px;display:block}
.about-blue-band{background:linear-gradient(90deg,#062b61,#0a448d);border-radius:0 0 12px 12px;color:#fff;margin-top:12px;overflow:hidden}
.about-mv-grid{display:grid;grid-template-columns:1fr 1fr;gap:0}
.about-mv-item{display:grid;grid-template-columns:78px 1fr;gap:18px;align-items:flex-start;padding:28px 34px}
.about-mv-item + .about-mv-item{border-left:1px solid rgba(255,255,255,.28)}
.about-mv-icon{color:#fff}
.about-mv-icon svg{width:54px;height:54px;display:block}
.about-mv-item h3{margin:0 0 10px;font-size:26px;color:#fff}
.about-mv-item p{margin:0;color:rgba(255,255,255,.92);line-height:1.65;font-size:16px}
.about-legal-line{display:grid;grid-template-columns:42px 1fr;gap:16px;align-items:flex-start;padding:18px 26px;border-top:1px solid rgba(255,255,255,.2);background:rgba(4,25,55,.18)}
.about-legal-icon{color:#fff}
.about-legal-icon svg{width:28px;height:28px;display:block}
.about-legal-line p{margin:0;color:rgba(255,255,255,.95);font-size:14px;line-height:1.55}
@media(max-width:980px){.about-top-wrap{grid-template-columns:1fr;gap:22px}.about-who{padding-right:0}.about-mv-grid{grid-template-columns:1fr}.about-mv-item + .about-mv-item{border-left:0;border-top:1px solid rgba(255,255,255,.28)}}
@media(max-width:640px){.about-who h3{font-size:28px}.about-who p{font-size:16px;line-height:1.6}.about-points-box{padding:24px}.about-points-list li{font-size:16px}.about-mv-item{grid-template-columns:58px 1fr;padding:22px 20px}.about-mv-item h3{font-size:22px}.about-mv-icon svg{width:42px;height:42px}.about-legal-line{grid-template-columns:1fr;gap:10px;padding:16px 18px}}

/* v35 iconos específicos soluciones */
.solution-card .big-icon{display:inline-flex;align-items:center;justify-content:center;color:var(--blue)}
.solution-card .big-icon svg{width:80px;height:80px;display:block}


/* v39 calculadora adaptable para móviles */
.resources-section,.resources-section .container,.resource-panel,.calc-shell,.calc-grid,.calc-card,.calc-form-grid,.calc-result-grid,.calc-form-grid label{min-width:0;max-width:100%}
.calc-form-grid input,.calc-form-grid select{width:100%;max-width:100%;min-width:0}
@media(max-width:680px){
.resources-section{padding-top:26px;overflow-x:hidden}
.resources-section .container{width:calc(100% - 28px)}
.resource-tabs{display:grid;grid-template-columns:1fr;gap:10px;width:100%;margin-bottom:24px;overflow:visible;border-bottom:0}
.resource-tab{width:100%;min-height:50px;padding:12px 14px;margin:0;white-space:normal;text-align:center;border-radius:14px;font-size:16px}
.calc-shell{gap:18px;width:100%}
.calc-intro h2{font-size:30px;line-height:1.15;overflow-wrap:anywhere}
.calc-intro p{font-size:16px;line-height:1.55;overflow-wrap:anywhere}
.calc-grid,.calc-form-grid,.calc-result-grid{grid-template-columns:minmax(0,1fr);gap:14px}
.calc-card{width:100%;padding:20px 16px;border-radius:14px}
.calc-card h3{font-size:24px;line-height:1.2;margin-bottom:18px}
.calc-form-grid label{width:100%;gap:7px}
.calc-form-grid label>span{font-size:15px;line-height:1.35}
.calc-form-grid input,.calc-form-grid select{height:48px;padding:0 12px;font-size:16px;border-radius:9px}
.calc-metric{padding:13px 14px}
.calc-metric strong{font-size:21px;overflow-wrap:anywhere}
.calc-compare{padding-left:0;padding-right:0;overflow:hidden}
.calc-compare h3{padding:0 16px}
.table-wrap{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}
.calc-table{min-width:760px}
}
@media(max-width:390px){.resources-section .container{width:calc(100% - 20px)}.calc-card{padding:18px 12px}.calc-intro h2{font-size:27px}.calc-card h3{font-size:22px}}


/* v40 ajuste adicional calculadora móvil */
@media (max-width: 680px) {
  .page-hero-image-only { padding: 18px 0; }
  .page-hero-image-only img { max-height: none; border-radius: 10px; }
  .resource-panel { overflow-x: hidden; }
  .resources-section .container { width: calc(100% - 18px); }
  .resource-tab { min-height: 46px; padding: 10px 12px; font-size: 15px; }
  .calc-intro h2 { font-size: 24px; }
  .calc-intro p { font-size: 15px; }
  .calc-card { padding: 16px 12px; border-radius: 12px; overflow: hidden; }
  .calc-card h3 { font-size: 22px; margin-bottom: 14px; }
  .calc-form-grid, .calc-result-grid { gap: 12px; }
  .calc-form-grid label { gap: 6px; }
  .calc-form-grid label > span { font-size: 14px; }
  .calc-form-grid input, .calc-form-grid select {
    height: 44px; padding: 0 10px; font-size: 15px; width: 100%; max-width: 100%;
  }
  .calc-metric { padding: 12px; }
  .calc-metric strong { font-size: 18px; }
  .table-wrap { margin: 0 -12px; padding: 0 12px 2px; }
  .calc-table { min-width: 620px; }
}
@media (max-width: 390px) {
  .resources-section .container { width: calc(100% - 12px); }
  .calc-card { padding: 14px 10px; }
  .calc-intro h2 { font-size: 22px; }
  .calc-card h3 { font-size: 20px; }
  .calc-form-grid input, .calc-form-grid select { font-size: 14px; }
}

  .process-flow{grid-template-columns:1fr;gap:22px;max-width:380px;margin:0 auto}
  .process-card-inner{padding:50px 20px 24px}
  .process-card h3{font-size:18px}
  .process-card p{font-size:18px}
  .process-arrow{display:none}
}


/* v42 proceso inicio igual a referencia + animación secuencial */
.section-process{padding-top:50px;padding-bottom:58px}
.process-flow{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:18px;align-items:stretch;margin-top:8px;pointer-events:none;user-select:none}
.process-card{position:relative;opacity:.52;transition:opacity .32s ease,transform .32s ease,filter .32s ease;filter:saturate(.55)}
.process-card-inner{height:100%;min-height:188px;background:#fff;border:1px solid #dce5f1;border-radius:12px;padding:48px 14px 20px;box-shadow:0 7px 20px rgba(7,39,84,.05);text-align:center;display:flex;flex-direction:column;align-items:center}
.process-icon{position:absolute;left:50%;top:-20px;transform:translateX(-50%);width:52px;height:52px;border-radius:50%;background:linear-gradient(180deg,#1565d8,#063b8e);color:#fff;display:grid;place-items:center;box-shadow:0 5px 14px rgba(8,62,147,.18);z-index:2;transition:transform .32s ease,box-shadow .32s ease,background .32s ease}
.process-icon svg{width:28px;height:28px;display:block}
.process-logo{font-weight:800;font-size:21px;letter-spacing:-1px;background:linear-gradient(180deg,#0a3575,#041d48)}
.process-card h3{margin:4px 0 9px;font-size:15px;line-height:1.1;color:#0d4eae;font-weight:800}
.process-line{display:block;width:34px;height:3px;border-radius:99px;background:#1761c9;margin:0 auto 13px}
.process-card p{margin:0;color:#304b70;font-size:14px;line-height:1.42}
.process-arrow{position:absolute;right:-15px;top:50%;transform:translateY(-50%);font-size:28px;line-height:1;color:#1761c9;font-weight:800;z-index:4}
.process-card:last-child .process-arrow{display:none}
.process-card.is-active{opacity:1;filter:none;transform:translateY(-3px)}
.process-card.is-active .process-icon{transform:translateX(-50%) scale(1.08);box-shadow:0 0 0 6px rgba(23,97,201,.11),0 8px 18px rgba(8,62,147,.22);background:linear-gradient(180deg,#1671ee,#07449f)}
.process-card.is-active .process-card-inner{border-color:#b9cce7;box-shadow:0 10px 26px rgba(7,39,84,.09)}
.process-tagline{max-width:640px;margin:26px auto 0;padding:10px 18px;border-radius:8px;background:#f3f6fb;color:#4f6f99;display:flex;align-items:center;justify-content:center;gap:8px;font-size:14px;line-height:1.3}
.process-tagline strong{color:#315f9f}
.process-tagline-icon{width:26px;height:26px;color:#6c91c4;display:inline-flex;align-items:center;justify-content:center}
.process-tagline-icon svg{width:24px;height:24px}
@media(max-width:1200px){.process-flow{grid-template-columns:repeat(3,minmax(0,1fr));row-gap:34px}.process-card:nth-child(3) .process-arrow,.process-card:nth-child(6) .process-arrow{display:none}}
@media(max-width:760px){.section-process{padding-top:38px;padding-bottom:46px}.process-flow{grid-template-columns:1fr;gap:32px;max-width:360px;margin:0 auto}.process-card-inner{min-height:auto;padding:46px 18px 20px}.process-card h3{font-size:16px}.process-card p{font-size:15px}.process-arrow{display:none}.process-tagline{margin-top:20px;flex-wrap:wrap;text-align:center}}


/* v43 ampliar tarjetas de ¿Cómo funciona? */
.section-process .container{
  width:min(1540px,96%) !important;
  max-width:none !important;
}
.process-flow{
  grid-template-columns:repeat(6,minmax(170px,1fr)) !important;
  gap:20px !important;
}
.process-card-inner{
  min-height:220px !important;
  padding:50px 18px 24px !important;
}
.process-card h3{
  font-size:17px !important;
  line-height:1.18 !important;
}
.process-card p{
  font-size:16px !important;
  line-height:1.48 !important;
}
.process-arrow{
  right:-17px !important;
}

@media(max-width:1250px){
  .process-flow{
    grid-template-columns:repeat(3,minmax(190px,1fr)) !important;
    row-gap:38px !important;
  }
  .process-card:nth-child(3) .process-arrow,
  .process-card:nth-child(6) .process-arrow{display:none !important;}
}

@media(max-width:760px){
  .section-process .container{width:92% !important;}
  .process-flow{
    grid-template-columns:1fr !important;
    max-width:420px !important;
    margin-left:auto !important;
    margin-right:auto !important;
  }
  .process-card-inner{
    min-height:190px !important;
    padding:50px 22px 24px !important;
  }
  .process-arrow{display:none !important;}
}


/* v44 centrar bloque de como funciona */
.section-process .container{
  display:flex !important;
  flex-direction:column !important;
  align-items:center !important;
}
.section-process .section-title,
.section-process .accent-line,
.section-process .process-tagline{
  margin-left:auto !important;
  margin-right:auto !important;
}
.process-flow{
  width:100% !important;
  max-width:1280px !important;
  margin-left:auto !important;
  margin-right:auto !important;
  justify-content:center !important;
}
.process-card{
  max-width:195px;
  margin-left:auto;
  margin-right:auto;
}
@media(max-width:1250px){
  .process-flow{max-width:980px !important;}
  .process-card{max-width:none;}
}
@media(max-width:760px){
  .section-process .container{display:block !important;}
  .process-card{max-width:none;}
}


/* v49 contacto editable + iconos sociales redondos */
.social-links-icons{display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.social-links-icons .social-icon{width:48px;height:48px;padding:0;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:#0b4ea2;color:#fff;border:0;box-shadow:0 5px 14px rgba(7,39,84,.14);transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.social-links-icons .social-icon:hover{transform:translateY(-2px);background:#083e86;color:#fff;box-shadow:0 8px 18px rgba(7,39,84,.22)}
.social-links-icons .social-icon svg{width:23px;height:23px;display:block;fill:currentColor}
.social-links-icons .social-instagram svg{fill:none}
.social-links-icons .social-instagram svg circle:last-child{fill:currentColor;stroke:none}
@media(max-width:680px){.social-links-icons .social-icon{width:44px;height:44px}.social-links-icons .social-icon svg{width:21px;height:21px}}


/* v50 formulario con CAPTCHA + YouTube */
.contact-honeypot{
  position:absolute !important;
  left:-10000px !important;
  width:1px !important;
  height:1px !important;
  opacity:0 !important;
  pointer-events:none !important;
}
.contact-captcha{
  background:#f4f8fd;
  border:1px solid #dbe6f3;
  border-radius:8px;
  padding:14px 16px;
  margin:0 0 16px;
}
.contact-captcha label{
  display:block;
  color:var(--navy);
  font-weight:700;
  margin:0 0 9px;
}
.contact-captcha input[type="number"]{
  margin:0;
  background:#fff;
}
.social-links-icons .social-youtube{background:#0b4ea2;color:#fff}
.social-links-icons .social-youtube:hover{background:#083e86}


/* v54 cinco indicadores de inicio */
.stats-card.stats-card-five{grid-template-columns:repeat(5,minmax(0,1fr));padding:20px 10px}
.stats-card.stats-card-five .stat{grid-template-columns:46px minmax(0,1fr);gap:10px;padding:0 14px;min-width:0}
.stats-card.stats-card-five .stat-icon-svg svg{width:40px;height:40px}
.stats-card.stats-card-five .stat strong{font-size:17px;line-height:1.25}
.stats-card.stats-card-five .stat span{font-size:13px;line-height:1.4}
@media(max-width:1150px){
 .stats-card.stats-card-five{grid-template-columns:repeat(3,1fr)}
 .stats-card.stats-card-five .stat:nth-child(4){border-left:0}
 .stats-card.stats-card-five .stat:nth-child(n+4){border-top:1px solid var(--line);padding-top:18px;margin-top:18px}
}
@media(max-width:700px){
 .stats-card.stats-card-five{grid-template-columns:1fr}
 .stats-card.stats-card-five .stat,.stats-card.stats-card-five .stat+.stat{border-left:0;border-top:1px solid var(--line);padding:16px 8px;margin-top:0}
 .stats-card.stats-card-five .stat:first-child{border-top:0}
}
